We founded Two Waters Wealth Management in 2018 after we each spent over a decade consulting with financial advisors and advising on over $1 billion in retirement assets.  That experience offered a unique “look behind the curtain” of the world of finance and opened our eyes how the system is set up to fail so many hard-working Americans today.  There are some amazingly talented financial professionals in the planning industry.  Yet time and time again we watched as plans fell short, and families were left disappointed and discouraged by the results they received.  The universe of professional financial advice is expansive and is filled with conflicting guidance and differing schools of thought, leaving many individuals and families confused, overwhelmed, and uncertain about how to proceed.  We believe in a process that aligns “plan with purpose”.  We’ll help you crystallize what you want out of life and then work with you to design a personalized roadmap designed to help deliver that outcome for you in the most predictable way possible.

MEET THE TEAM

Derek R. Bostian, CFP®
Co-founder & Financial Planner

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Jason P. Rindskopf, WMCP®
Co-founder & Financial Planner

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INVESTMENT TEAM

Members of the Investment Team are licensed with Advisory Alpha, LLC, a SEC Registered Investment Advisor.

Steve Osterink, Jr.


Steve Osterink, Jr. CFA® CFP® AIF®

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Steve Osterink, Sr.

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Jon Lohr, CFA®


Jon Lohr, CFA®, CFP®

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Nick Heinrich, CFP®


Nick Heinrich, CFP®

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Katie Koeman, CFP®

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Brian Kragt

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Janine Osterink

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Mike Baker

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If we sound like someone with whom you would enjoy working with,
read our commitment to our clients.

If this sounds like the kind of relationship you want with your advisor, schedule a 30 minute call to see if you are potentially a good fit for our firm.

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