Step 1 – Initial Phone Meeting
This 20-minute phone call will give us both a chance to make sure your needs, concerns, and situation matches our expertise and experience. If you needed heart surgery, you wouldn’t see a knee surgeon so we want to be sure we can help before investing our time or yours.
Step 2 – First Meeting
Prescription without diagnosis is malpractice.
The goal is this meeting is to get clear on your goals, concerns, and unique financial situation.
Your answers to our questions, along with documents we request you bring, will guide our analysis, which will result in plain-English answers to five critical questions. The only decisions at the end of this meeting is whether or not you want to move forward with an assessment of your current situation.
Step 3 – Second Meeting
During this meeting we’ll share what we found in our analysis and discuss our recommended action steps to help you achieve your financial goals.
This is where you’ll see, in dollars and cents, how our firm may be able to improve your finances and investments.
At the end of this meeting we’ll ask if you would like to begin working with our firm or if you would like to sleep on it.
Step 4 – Sleep On It
Nobody wants to feel rushed into making a decision. We understand you may wish to sleep on it before taking that next step. We know how critical this decision is and we never pressure you to move your assets before you’re ready. Prior to deciding whether we should work together, you’ll want to answer the following questions.
• Do I like/trust/respect the team at Two Waters Wealth Management?
• Will the benefits they provide exceed their cost?
• Do I understand and agree with their investment and planning philosophy?
• Do their recommendations make sense to me?
We don’t believe in “hard selling” or pressuring people into big decisions. This is a big choice that you have to make so if you decide we aren’t a fit, we’ll gladly refer you to another advisor that may be a better fit if you decide to go in a different direction.