Two Waters Wealth Management
(704) 275-2500Book a Free Consultation
Our Offices

Two Locations.
One Commitment.Now expanding into the NC High Country.

Whether you're in the Charlotte metro area or the western Piedmont, Two Waters Wealth Management is close to home — and even closer to what matters most to you.

Primary Office
Serving Charlotte, Lake Norman & Surrounding Communities

Huntersville, NC

Our Huntersville office is conveniently located in the Northcross area, just off I-77 and minutes from Birkdale Village. We serve clients throughout the greater Charlotte metro area, Lake Norman communities, and surrounding towns including Cornelius, Davidson, Mooresville, and Concord.

Serving

CharlotteLake NormanHuntersvilleCorneliusDavidsonMooresvilleConcordKannapolis
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Serving the Foothills, Western Piedmont & NC High Country

Hickory, NC

Our Hickory office is the gateway to both the western Piedmont and the NC High Country — a region we're actively expanding into. We serve pre-retirees and retirees in Hickory, Lenoir, Morganton, and the surrounding foothills, as well as clients in the High Country communities of Boone, Blowing Rock, Banner Elk, and Beech Mountain who are looking for a fiduciary advisor who brings big-city expertise with a genuine understanding of mountain-community values and lifestyle.

Actively Expanding — NC High Country

The NC High Country — Boone, Blowing Rock, Banner Elk, West Jefferson, and the surrounding mountain communities — is a region we're actively growing into. Whether you're a long-time High Country resident, a second-home owner planning your retirement transition, or a professional relocating to the mountains, we're building a meaningful presence here.

High Country clients often face unique planning considerations: seasonal income patterns, property-heavy balance sheets, proximity to Appalachian State University (faculty & staff retirement planning), and the desire to retire in place in a community they love. Our SMART Retirement Blueprint® is well-suited to address all of these.

Virtual and in-person meetings available throughout the High Country.

Serving

HickoryLenoirConoverNewtonMorgantonBooneBlowing RockBanner ElkWest JeffersonBeech Mountain
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Flexible Meetings

We Also Meet Virtually

Distance is no barrier to great retirement planning. We work with clients throughout North Carolina and beyond via video conference — including throughout the NC High Country, where we're actively growing our presence. If you're not local to one of our offices, we'd still love to connect.

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Retirement Planning in North Carolina

Serving Pre-Retirees Across the Carolinas

Retirement Advisor in Charlotte, NC

Two Waters Wealth Management provides independent, fiduciary retirement planning services to families in Charlotte and the greater metro area. Our SMART Retirement Blueprint® process is designed specifically for professionals and couples within 5–10 years of retirement who want a comprehensive, coordinated plan.

Retirement Planning in Lake Norman, NC

From Huntersville and Cornelius to Davidson and Mooresville, we work with Lake Norman area families who have built significant wealth and need a trusted advisor to help them transition from accumulation to a sustainable retirement income strategy.

Financial Advisor in Hickory, NC

Our Hickory office serves the western Piedmont region with the same fiduciary standard and comprehensive planning approach. Whether you're a business owner, a corporate executive, or a long-time saver, we help you build a retirement plan that lasts.

Retirement Planning in the NC High Country

From Boone and Blowing Rock to Banner Elk and West Jefferson, we're actively expanding our presence in the NC High Country. Mountain-community retirees often have unique planning needs — property-heavy portfolios, seasonal income, and a strong desire to retire in place. Our SMART Retirement Blueprint® is built for exactly that kind of complexity.

Independent Fiduciary Advisor

As an independent, fee-based fiduciary, Two Waters Wealth Management is legally required to act in your best interest — not ours. We're not captive to any product company or brokerage. Our only obligation is to you and your retirement.